The Citi Diamond Preferred Card tops our list of the best balance transfer cards -- no annual fee, a long 0% intro APR period, and solid everyday perks.

Pay down debt with the best balance transfer cards, featuring long 0% APR periods and no annual fees. Find the right card to ...

Credit Card Tips (September 29, 2025): Credit cards have become a common part of daily financial life, helping people manage expenses with ease. However, when spending goes unchecked and payments are ...

It's tempting to just go for the option with the longest intro APR period. But you might be better served with a card that has a shorter 0% term but a lower transfer fee or more long-term value. Many ...

Balance transfers are one of the most underrated money moves. If you've got credit card debt and you're paying 20%+ interest, moving the balance to a 0% intro APR card pauses interest so that each ...

A balance transfer credit card allows you to transfer the debt balance from other credit cards onto a single card. While there is typically an upfront fee, most balance transfer cards offer a low ...

Balance transfer credit cards can help save on interest if you pay off all or most of your balance before the introductory period ends. Some people run into trouble by missing payments, making only ...

Paul Soucy has led the Credit Cards content team at NerdWallet since 2015 and the Travel Rewards team since 2023; he is also director of content for Consumer Credit verticals. He was an editor with ...

Carrying a credit card balance from month to month usually means getting hit with steep interest charges. The average credit card interest is more than 22%, making it even more expensive to carry ...

While carrying a balance on your credit card should never be your first choice, it's growing increasingly unavoidable for many Americans. The most recent New York Fed report on household debt and ...

Both the Chase Slate and Wells Fargo Reflect cards offer a competitive 21-month 0% introductory APR on purchases and balance transfers. The Wells Fargo Reflect holds a slight advantage in fees with no ...