Home insurance premiums are set to rise for a fifth straight year in 2026 as insurers grapple with losses from extreme weather and high rebuilding costs.

Learn what home insurance covers, from dwelling and personal property to liability. Compare policy types, exclusions, and coverage limits before buying.

We estimated quotes using four homeowner profiles with various coverage amounts for dwelling, personal property, liability, other structures and more. We also varied the credit scores, the year the ...

If you own a home, eventually you’re going to experience some breakdowns, damage and disrepair. Homes tend to age quietly but expensively, and needed fixes can cluster at the worst times. If you’re ...

Among large insurers, Travelers has the cheapest annual home insurance on average at $2,055, according to NerdWallet's analysis. Many, or all, of the products featured on this page are from our ...

AI could contribute up to $1.1 trillion annually to the global insurance industry. Of this, $300 billion is expected to come from AI-powered customer service and product personalization. That ...

When you apply for a mortgage, the lender will likely require homeowners insurance before funding your loan. This insurance helps protect their investment if something unexpected damages or destroys ...

The rising cost of home insurance isn't slowing down at a time of heightened economic uncertainty. Homeowners in every U.S. state are expected to see average annual home insurance premiums rise by as ...